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Baccarat

Baccarat

Baccarat

Baccarat is a game of cards with the aim of guessing whether the Player’s or the Banker’s hand will be the closest to 9 or result in a Tie.

Game

In Baccarat card values are the following: Aces are worth 1 point, picture cards are worth 0 points and the rest are worth their face values. For any total over 10 only the last digit counts, thus the value of the hand is from 0 to 9. The player can place the bet on a Banker’s box or a Player’s box and on a Tie box at the same time or as a separate bet. The dealer will deal two cards to the Player and the Banker, alternating between the two hands. In case one of the two hands totals 8 or 9 points with the first two cards the result is called and no more cards are added to either hand. If neither hand has 8 or 9 points, drawing rules are applied to the third card: first a card will be drawn for the Player’s hand and then for the Banker’s hand. A third card is drawn for the Player’s hand when the Player’s two cards total 0 to 5 and it not drawn if they total 6 to 7 points. A third card is drawn for the Banker’s hand when the Banker’s two cards total 0 to 2 and it not drawn if they total 7 points. In case the Player’s two cards total 3 to 6 points, the third card is drawn according to the Third Card Table.

Third Card Table

An extra card is drawn for the Banker’s hand when the Banker’s two initial cards total:

3 (except in case the Player’s third card is 8)

4 and the Player’s third card is 2 to 7

5 and the Player’s third card is 4 to 7

6 and the Player’s third card is 6 to 7

In case the Player’s two initial cards total 6 or 7 a third card is drawn for the Banker’s hand totalling 3, 4 or 5, but no third card is drawn for the Banker’s hand totalling 6.

Wins

Winning bet on the Player is paid 1 to 1. Winning bet on the Banker is paid 19 to 20 (equalling 95% of the bet amount). Winning bet on Tie is paid 8 to 1 and in that case the bets on the Banker and the Player are retained.